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The NAB Qantas Rewards Premium credit card earns 1 Qantas point per dollar with up to 100,000 bonus points on sign-up. At $295/yr, it sits between entry-level and ultra-premium Qantas cards — solid earn rate with Visa acceptance.
NAB Credit Cards at a Glance
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Why the NAB Qantas Rewards Premium credit card Stands Out
✓ What makes it worth it:
- 1 Qantas pt/$1 on everyday spend
- Up to 100,000 bonus Qantas points
- Visa — accepted everywhere
- Complimentary travel insurance
- NAB Rewards Store for extra redemption options
✗ What to consider:
- $295 annual fee
- Lower earn rate than Amex Qantas Ultimate (1.25)
- 3% foreign transaction fee
- 20.99% purchase rate
Verdict: Who Should Get This Card?
The NAB Qantas Rewards Premium is a good middle ground — better bonus than most Visa cards, accepted everywhere unlike Amex. If you want the absolute highest earn rate, the Amex Qantas Ultimate wins. If you want lower fees, the NAB Rewards Platinum is cheaper.
Ready to apply? Go directly to NAB:
✓ Official NAB website • ✓ Secure application • ✓ Takes 5-10 minutes
How does the bonus compare to other Qantas cards? ▼
100,000 points is competitive — Amex offers 100,000 too but at a higher fee. Westpac offers 90,000. ANZ offers up to 130,000.
Can I use this card overseas? ▼
Yes — Visa is accepted globally. But the 3% foreign fee applies. Pair with a zero-fee card for travel.
What income do I need? ▼
NAB requires $60,000 minimum gross annual income for this card.
This review is for informational purposes only and does not constitute financial advice. Credit card terms and conditions change — verify current details directly on the NAB website before applying.




