Anúncios
The Coles No Annual Fee Mastercard earns Flybuys points on every purchase at $0 annual cost. It won’t match the 2% cashback of the premium Coles card, but it costs nothing to hold — making it ideal for light Coles shoppers who want some reward without paying a fee.
Coles Credit Cards at a Glance
Why the Coles No Annual Fee Mastercard Stands Out
✓ What makes it worth it:
- $0 annual fee — genuinely free forever
- Earn Flybuys points on all purchases
- 2 Flybuys pts/$1 at Coles, 1 pt/$1 elsewhere
- Up to 55 interest-free days
- Mastercard acceptance everywhere
✗ What to consider:
- Flybuys points worth less than direct cashback
- No sign-up bonus
- 19.99% purchase rate
- 3% foreign transaction fee
- No travel insurance
Verdict: Who Should Get This Card?
The Coles No Annual Fee card makes sense if you shop at Coles occasionally and want free Flybuys points without commitment. If you spend $100+/week at Coles, the premium Coles Mastercard with 2% cashback returns more. For a $0 card with zero foreign fees, Bankwest Zero is better.
Ready to apply? Go directly to Coles:
✓ Official Coles website • ✓ Secure application • ✓ Takes 5-10 minutes
How much are Flybuys points worth? ▼
2,000 Flybuys points = $10 off at Coles. So 1 point = 0.5 cents. At 2 pts/$1 at Coles, you get 1% back in Coles credit.
Is this better than the $99 Coles Mastercard? ▼
Only if you spend less than $95/week at Coles. Above that, the 2% cashback card returns more even after the $99 fee.
Can I link my existing Flybuys card? ▼
Yes — link your Flybuys membership during application and points merge into one account.
This review is for informational purposes only and does not constitute financial advice. Credit card terms and conditions change — verify current details directly on the Coles website before applying.
