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The Latitude 28 Global Platinum credit card charges 0% foreign transaction fees with no annual fee — one of only two cards in Australia with both. Named after the 28th parallel, it is built for travellers who want zero overseas costs.
Latitude Credit Cards at a Glance
Why the Latitude 28 Global Platinum credit card Stands Out
✓ What makes it worth it:
- $0 annual fee
- 0% foreign transaction fees
- Up to 55 interest-free days
- Platinum benefits (purchase protection, extended warranty)
- Mastercard acceptance worldwide
✗ What to consider:
- No rewards or cashback
- 19.95% purchase rate
- No sign-up bonus
- No complimentary travel insurance
- Latitude is not a Big 4 bank
Verdict: Who Should Get This Card?
The Latitude 28 Global Platinum competes directly with Bankwest Zero Platinum — both offer $0 fee and 0% foreign fees. Bankwest has slightly higher brand recognition. Latitude’s advantage is that it doesn’t require an existing Bankwest relationship. See the full no-fee comparison.
Ready to apply? Go directly to Latitude:
✓ Official Latitude website • ✓ Secure application • ✓ Takes 5-10 minutes
How does this compare to Bankwest Zero? ▼
Almost identical — both $0 fee, 0% foreign fees, Platinum benefits. Bankwest is a bank; Latitude is a financial services company. Choose based on which you prefer to deal with.
Is Latitude a safe company? ▼
Yes — Latitude Financial is ASX-listed, APRA-regulated, and has been operating in Australia for over 100 years (formerly GE Money).
Can I use this as my only card overseas? ▼
Yes — 0% foreign fees and Mastercard acceptance make it ideal as a travel card. No travel insurance though — arrange separately.
This review is for informational purposes only and does not constitute financial advice. Credit card terms and conditions change — verify current details directly on the Latitude website before applying.
