ANZ Frequent Flyer Black Credit Card Review Australia 2026 - Jlord Digital

ANZ Frequent Flyer Black Credit Card Review Australia 2026

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The ANZ Frequent Flyer Black credit card earns Qantas points directly — 1 point per dollar on everyday spend, up to 130,000 bonus points on sign-up. At $425/yr it targets serious Qantas flyers who want points without transfer hassle.

ANZ Credit Cards at a Glance

Why the ANZ Frequent Flyer Black credit card Stands Out

✓ What makes it worth it:

  • Up to 130,000 Qantas bonus points
  • 1 Qantas pt/$1 on everyday spend (0.5 on govt)
  • Points go straight to Qantas — no transfer needed
  • Complimentary travel insurance and lounge passes
  • 75 Status Credits toward Qantas Gold

✗ What to consider:

  • $425 annual fee — one of the highest
  • Earn rate lower than Amex Qantas Ultimate
  • 21.99% purchase rate
  • Minimum income $75,000

Verdict: Who Should Get This Card?

Best for loyal Qantas flyers who want direct point earn without managing transfers. The 75 Status Credits are a unique perk. If you want a higher earn rate and don’t mind Amex acceptance, the Amex Qantas Ultimate earns more per dollar.

Ready to apply? Go directly to ANZ:

APPLY ON ANZ →

✓ Official ANZ website  •  ✓ Secure application  •  ✓ Takes 5-10 minutes


Do I earn Qantas Status Credits with this card? ▼

Yes — 75 Status Credits per year, helping you reach Qantas Silver (300 SC) or Gold (700 SC) faster.

Can I use this card overseas? ▼

Yes, but a 3% foreign transaction fee applies. For overseas use, pair it with a zero-fee card like Bankwest Zero.

How does the bonus work? ▼

Spend $4,000 in the first 3 months to receive the full bonus. Points are credited to your Qantas Frequent Flyer account within 8 weeks.


This review is for informational purposes only and does not constitute financial advice. Credit card terms and conditions change — verify current details directly on the ANZ website before applying.