Amex Qantas Ultimate Credit Card Review Australia 2026 - Jlord Digital

Amex Qantas Ultimate Credit Card Review Australia 2026

Anúncios

The Amex Qantas Ultimate credit card earns 1.25 Qantas points per dollar — the highest earn rate in Australia. With a 100,000 point sign-up bonus and $450 travel credit, it is the premium choice for serious Qantas flyers.

Amex Credit Cards at a Glance

Why the Amex Qantas Ultimate credit card Stands Out

✓ What makes it worth it:

  • 1.25 Qantas pts/$1 — highest earn rate available
  • 100,000 bonus Qantas points on sign-up
  • $450 Qantas travel credit offsets the annual fee
  • Complimentary Qantas lounge access (2 passes/yr)
  • Comprehensive travel insurance included

✗ What to consider:

  • $450 annual fee (offset by travel credit)
  • Amex not accepted everywhere in Australia
  • Minimum income $65,000
  • No 0% balance transfer option

Verdict: Who Should Get This Card?

The Amex Qantas Ultimate is the best card in Australia for earning Qantas points — period. The $450 travel credit effectively makes it a $0 net fee card if you fly Qantas. The only downside is Amex acceptance. Pair it with a Visa/Mastercard for merchants that don’t take Amex. See the full frequent flyer comparison.

Ready to apply? Go directly to Amex:

APPLY ON AMEX →

✓ Official Amex website  •  ✓ Secure application  •  ✓ Takes 5-10 minutes


Is the $450 annual fee worth it? ▼

If you use the $450 Qantas travel credit, the card effectively costs $0/yr. Plus the 100,000 bonus points are worth $1,500+ in flights.

Where is Amex not accepted? ▼

Some small businesses, market stalls, and regional merchants don’t accept Amex. Major retailers, supermarkets, and online stores generally do.

How fast can I earn a free flight? ▼

With the 100,000 bonus + normal spending of $3,000/mo, you’d have ~145,000 points in 3 months — enough for a return business class domestic flight.


This review is for informational purposes only and does not constitute financial advice. Credit card terms and conditions change — verify current details directly on the Amex website before applying.