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The Amex Platinum credit card is the ultimate premium card in Australia — $1,450/yr but packed with travel credits, lounge access, hotel status, and concierge services. It is not a credit card for earning points on groceries — it is a lifestyle membership.
Amex Credit Cards at a Glance
Qantas PointsAmex Qantas Ultimate
1.25 pts/$1, 100k bonus, $450 travel credit. Best Qantas earn rate.
Ultra PremiumAmex Platinum
$1,450/yr. Unlimited lounges, hotel status, concierge. Travel lifestyle card.
Flexible PointsAmex Explorer
3 pts/$1 on travel, 2 pts/$1 elsewhere. $395/yr. Transfer to 10 airlines.
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Why the Amex Platinum credit card Stands Out
✓ What makes it worth it:
- $400 travel credit + $200 hotel credit annually
- Unlimited Priority Pass lounge access worldwide
- Marriott Gold and Hilton Gold status
- Comprehensive travel and purchase insurance
- Dedicated platinum concierge 24/7
✗ What to consider:
- $1,450 annual fee — highest in Australia
- Not a traditional credit card (charge card — pay in full monthly)
- Amex acceptance limitations
- No interest-free period (must pay in full)
Verdict: Who Should Get This Card?
The Amex Platinum is for frequent international travellers who value lounge access, hotel upgrades, and concierge services. If you travel 4+ times per year, the credits and perks can exceed the $1,450 fee. If you fly domestically only, the Amex Qantas Ultimate is better value.
Ready to apply? Go directly to Amex:
✓ Official Amex website • ✓ Secure application • ✓ Takes 5-10 minutes
Is this a credit card or charge card? ▼
It’s a charge card — you must pay the balance in full each month. There is no revolving credit or interest rate.
Can I get lounge access for my family? ▼
Yes — you get unlimited Priority Pass access for yourself plus 1 guest per visit at no extra cost.
How do I justify the $1,450 fee? ▼
$400 travel credit + $200 hotel credit + lounge access (worth ~$50/visit) + hotel status upgrades. If you travel 4+ times/yr, the math works.
This review is for informational purposes only and does not constitute financial advice. Credit card terms and conditions change — verify current details directly on the Amex website before applying.
