Anúncios
The CommBank Low Fee credit card costs $0 in the first year and just $59/yr after — with a low income requirement of $25,000. It is CommBank’s most accessible card for newcomers and those building credit.
CommBank Credit Cards at a Glance
Flexible RewardsCommBank Ultimate Awards
1.5 pts/$1, transfer to Qantas or Velocity. $180/yr.
Mid-Tier RewardsCommBank Smart Awards
1.25 pts/$1, $0 first year. Good earn without premium fee.
›
Why the CommBank Low Fee credit card Stands Out
✓ What makes it worth it:
- $0 first year ($59/yr ongoing)
- Low income requirement ($25,000)
- Up to 55 interest-free days
- Manage easily via CommBank app
- Good for building credit history with a Big 4 bank
✗ What to consider:
- No rewards or cashback
- 20.99% purchase rate — not low
- No complimentary insurance
- 3% foreign transaction fee
- No sign-up bonus
Verdict: Who Should Get This Card?
The CommBank Low Fee is a stepping stone card — use it to build credit history with Australia’s largest bank, then upgrade to a rewards card after 12-18 months. If you want $0 fee permanently, the Bankwest Zero is better long-term.
Ready to apply? Go directly to CommBank:
✓ Official CommBank website • ✓ Secure application • ✓ Takes 5-10 minutes
Can I get this card as a newcomer to Australia? ▼
Yes — CommBank is generally accessible to permanent residents and some visa holders with $25,000+ income.
Can I upgrade later? ▼
Yes — after building good repayment history, you can upgrade to CommBank Smart Awards or Ultimate Awards.
Is there a credit limit? ▼
Starting limits are typically $1,000–$10,000 depending on income and credit history.
This review is for informational purposes only and does not constitute financial advice. Credit card terms and conditions change — verify current details directly on the CommBank website before applying.
